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Cash Flow

Cash flow 101: How to keep your business running smoothly

By CashSheet Team · · 6 min read
Cash flow 101: How to keep your business running smoothly

Cash flow is not profit

A profitable business can still run out of cash. If your customers pay in 60 days but your suppliers demand payment in 30, you have a cash flow gap — even if your income statement looks great.

The three types of cash flow

Operating cash flow comes from your core business activities. Investing cash flow relates to buying or selling assets. Financing cash flow covers loans, equity, and dividends. Together, they paint the complete picture.

Build a 13-week forecast

A rolling 13-week cash flow forecast is the most practical tool for small businesses. List every expected cash inflow and outflow week by week. Update it every Monday. It takes 30 minutes and can save your business.

82% of small businesses that fail cite cash flow problems as a contributing factor.

Improve your cash position

Invoice immediately. Offer early payment discounts. Negotiate longer payment terms with suppliers. Build a cash reserve of at least 3 months of operating expenses. These aren't just best practices — they're survival strategies.

Frequently Asked Questions

CashSheet is a professional accounting platform built for modern businesses. It provides double-entry bookkeeping, invoicing, bills, financial reports, subscription management, POS, and inventory — all in one place, designed to scale with your business.

Yes. You can sign up and start using CashSheet with no credit card required. Our Starter plan gives you access to core accounting features right away. You can upgrade to a paid plan at any time as your business grows.

CashSheet is built on a full double-entry accounting engine. It supports standard chart of accounts, journal entries, ledgers, balance sheets, income statements, and cash flow statements — compatible with GAAP and IFRS reporting principles.

Yes. All plans include access to our help centre and documentation. Professional and Premium plans include priority email support. Our team is available to help you get set up, troubleshoot issues, and make the most of the platform.

Yes. CashSheet supports OFX and QFX file imports for bank reconciliation, and includes a QuickBooks Online integration for syncing customers, vendors, invoices, and bills. You can also import data via CSV for most entities.

Absolutely. You can cancel your subscription at any time from your account settings. There are no long-term contracts or cancellation fees. Your data remains accessible until the end of your billing period.

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